import React, { useState, useEffect, useRef } from 'react'; export default function FunnelPage({ branding, navigate, onContactSubmit }) { const [formData, setFormData] = useState({ name: '', email: '', phone: '', message: '' }); const [formStatus, setFormStatus] = useState('idle'); // 'idle' | 'sending' | 'sent' | 'error' const [linkFormOpen, setLinkFormOpen] = useState(false); const [linkFormData, setLinkFormData] = useState({ contact: '' }); const [linkStatus, setLinkStatus] = useState('idle'); // 'idle' | 'opening-email' | 'opening-sms' | 'done' const shareUrl = 'https://elisemaxwell.the2mortgageguys.com'; const handleLinkSubmit = (e) => { e.preventDefault(); if (!linkFormData.contact.trim()) return; const contact = linkFormData.contact.trim(); const isEmail = contact.includes('@'); const url = shareUrl; if (isEmail) { const subject = encodeURIComponent('The 2 Mortgage Guys - Home Buying Team'); const body = encodeURIComponent(`Here's the link to The 2 Mortgage Guys home buying team:\n\n${url}\n\nSent from our website.`); window.location.href = `mailto:${contact}?subject=${subject}&body=${body}`; setLinkStatus('opening-email'); } else { const cleanedPhone = contact.replace(/\D/g, ''); const body = encodeURIComponent(`Check out this page: ${url}`); window.location.href = `sms:${cleanedPhone}?body=${body}`; setLinkStatus('opening-sms'); } setTimeout(() => setLinkStatus('done'), 2500); }; const [faqOpen, setFaqOpen] = useState({}); const wymanLogoUrl = 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AioUjXgnsB985pBlXfjAv6csGU/1780068167722.jpg'; const handleFormSubmit = async (e) => { e.preventDefault(); if (!formData.name.trim() || !formData.email.trim()) return; setFormStatus('sending'); try { await onContactSubmit({ name: formData.name, email: formData.email, phone: formData.phone, message: formData.message, }); setFormStatus('sent'); setFormData({ name: '', email: '', phone: '', message: '' }); } catch { setFormStatus('error'); } }; const toggleFaq = (idx) => { setFaqOpen((prev) => ({ ...prev, [idx]: !prev[idx] })); }; const scrollToForm = () => { const el = document.getElementById('preapproval-form'); if (el) el.scrollIntoView({ behavior: 'smooth' }); }; useEffect(() => { const obs = new IntersectionObserver( (entries) => { entries.forEach((entry) => { if (entry.isIntersecting) { entry.target.classList.add('reveal-visible'); } }); }, { threshold: 0.1 } ); document.querySelectorAll('.reveal-on-scroll').forEach((el) => obs.observe(el)); return () => obs.disconnect(); }, []); const reviews = [ { author: 'Marcus T.', text: 'The 2 Mortgage Guys made our first home purchase incredibly smooth. Ryan broke down every loan option in plain English and got us a better rate than we expected. The online portal kept us updated daily, and Steve was there to answer our questions at 8 PM. Phenomenal service from start to finish.', source: 'The 2 Mortgage Guys' }, { author: 'Cheryl B.', text: 'From the very beginning Elise went above and beyond to make selling my mother\'s home straightforward and easy for us. She responded quickly to questions and handled every detail with genuine care and professionalism.', source: 'Yelp — Verified Review' }, { author: 'Diego V.', text: 'Ryan and Steve are the real deal. We were pre-approved within 48 hours and closed in 31 days. They sent us helpful video updates at every milestone so we never felt lost. Their lender partnership with The Hardie Group Real Estate kept the whole transaction tight and on schedule. Would absolutely recommend The 2 Mortgage Guys.', source: 'The 2 Mortgage Guys' }, { author: 'Kokomo Homeowner', text: 'Elise was named Kokomo\'s Best Real Estate Agent of 2023, and it is easy to see why. She guided us through a competitive market with patience and expert negotiation. We closed on our dream home because she never stopped advocating for us.', source: 'Google — Verified Review' }, { author: 'Brian K.', text: 'The 2 Mortgage Guys went above and beyond for our refinance. Steve stayed late one evening to review our options when our situation changed last minute. They locked our rate before a market jump and saved us over $400 a month. Professional, responsive, and genuinely good people to work with.', source: 'The 2 Mortgage Guys' }, { author: 'North Central Indiana Buyer', text: 'Elise is one of the fastest-growing real estate professionals in the area for a reason. She knows the neighborhoods, the schools, and what a home is truly worth. Her local market knowledge helped us avoid overpaying and find the right fit for our family.', source: 'Google — Verified Review' }, ]; const faqs = [ { q: 'What is the first step in buying a home?', a: 'Getting pre-approved. This tells you exactly how much home you can afford and shows sellers you are a serious buyer. The 2 Mortgage Guys can get you pre-approved quickly so you can start shopping with confidence.' }, { q: 'How much down payment do I need?', a: 'It depends on the loan program. First-time buyers can qualify with as little as 3% down with conventional loans, or 3.5% with FHA. Qualified veterans may be eligible for zero down with VA financing, and zero down USDA Rural Housing loans are available for homes in eligible areas. We will walk you through every option to find the best fit for your situation.' }, { q: 'What is the difference between pre-approval and pre-qualification?', a: 'Pre-qualification is an informal estimate based on what you tell us. Pre-approval means we have verified your income, credit, and assets, and a lender has committed to fund your loan up to a specific amount. Sellers prefer pre-approval.' }, { q: 'Do I need a realtor if I am buying a home?', a: 'Yes. A buyer\'s agent costs you nothing out of pocket and protects your interests. Elise Maxwell from The Hardie Group Real Estate negotiates on your behalf, handles paperwork, and guides you from search to closing at no cost to you.' }, { q: 'How long does the home buying process take?', a: 'From pre-approval to closing, most transactions take 30 to 45 days. Working with a coordinated team like The 2 Mortgage Guys and The Hardie Group keeps every step moving smoothly so there are no surprises.' }, { q: 'What credit score do I need?', a: 'Conventional loans typically require 620+, while FHA loans may accept scores as low as 580. Even if your credit needs work, we can create a plan to get you ready. It costs nothing to find out.' }, ]; return (

{/* Top Trust Bar */}

{linkFormOpen && (

{linkStatus === 'done' ? (

Check your app!

We opened your email or messages with the link ready to send.

) : linkStatus === 'opening-email' ? (

Opening your email app...

Hit send in your email client to complete.

) : linkStatus === 'opening-sms' ? (

Opening your messages app...

Hit send in your messaging app to complete.

) : ( )}

)}

{/* HERO */}

{/* Left: Copy */}

Buy Your First Home
With Confidence.

A seamless partnership between trusted mortgage experts and an experienced local realtor. From pre-approval to closing, we guide families through every step with clarity and care.

No Cost Pre-Approval

Expert Real Estate Advice

{/* Right: Visual Composition */}

Ryan Minick & Steve DeLon - The 2 Mortgage Guys

Lender

The 2 Mortgage Guys

Ryan Minick & Steve DeLon

Realtor

Elise Maxwell

The Hardie Group Real Estate

{/* THE PARTNERSHIP BANNER */}

Co-Branded Partnership

Two Teams. One Seamless Experience.

{branding.logoUrl && ( Luminate Bank

)} & The Hardie Group Real Estate

{/* STEP-BY-STEP: HOW TO BUY A HOME */}

Your Roadmap

How to Buy a Home,
Step by Step

We have simplified the entire journey into four clear phases. With The 2 Mortgage Guys handling your financing and Elise Maxwell guiding your search, nothing falls through the cracks.

{[ { num: '01', title: 'Get Pre-Approved', desc: 'Meet with Ryan and Steve to review your credit, income, and goals. We issue a pre-approval letter that shows sellers you are a serious buyer with verified financing.', who: 'The 2 Mortgage Guys', accent: 'cyan' }, { num: '02', title: 'House Hunt with an Expert', desc: 'Elise Maxwell helps you identify neighborhoods, schedule showings, and evaluate properties. Her local market knowledge in North Central Indiana ensures you never overpay.', who: 'Elise Maxwell, The Hardie Group Real Estate', accent: 'blue' }, { num: '03', title: 'Make a Winning Offer', desc: 'When you find the one, Elise crafts a competitive offer while we prepare your loan file. Our team communicates daily so contingencies, deadlines, and negotiations move in sync.', who: 'Partnership in Action', accent: 'gold' }, { num: '04', title: 'Close & Get Your Keys', desc: 'We finalize your loan, coordinate with the title company, and walk you through closing disclosures. You sign, fund, and walk out with keys to your new home.', who: 'The 2 Mortgage Guys + The Hardie Group', accent: 'cyan' }, ].map((step, i) => (

{i < 3 &&

}

{step.num}

{step.who}

{step.title}

{step.desc}

))}

{/* ABOUT: THE 2 MORTGAGE GUYS */}

Your Lenders

The 2 Mortgage Guys

(765) 450-8933 questions@the2mg.com

Ryan Minick and Steve DeLon are not just loan officers. They are educators, advocates, and partners in one of the biggest financial decisions of your life. Based at Luminate Bank, they combine institutional resources with boutique-level service.

Their philosophy is simple: every first-time buyer deserves clarity, speed, and honest advice. They send helpful videos, answer calls after hours, and stay in touch long after closing. That is why over 300+ clients have given them a perfect 5-star rating.

NMLS {branding.nmls}

Luminate Bank NMLS {branding.companyNmls}

Steve DeLon & Ryan Minick

Senior Loan Officers, Luminate Bank

LENDER

{/* ABOUT: ELISE MAXWELL */}

Elise Maxwell

REALTOR®, The Hardie Group Real Estate

REALTOR®

Your Realtor

Elise Maxwell, The Hardie Group Real Estate

(765) 437‑8809 elise@thehardiegroup.com

Elise Maxwell is a dedicated REALTOR® with The Hardie Group Real Estate, serving North Central Indiana with passion and local expertise. She brings integrity, market knowledge, and relentless advocacy to every transaction, ensuring her clients feel supported from the first showing to closing day.

Whether you are buying your first starter home or relocating to the area, Elise knows the neighborhoods, the schools, and the market values. She negotiates fiercely on your behalf and guides you through inspections, contracts, and closing with patience and precision.

The Hardie Group Real Estate

North Central Indiana

{/* REVIEWS / SOCIAL PROOF */}

Verified Google Reviews

What Our Clients Say About Us

The 2 Mortgage Guys on Google → Elise Maxwell on Google →

{reviews.map((review, i) => (

{[1,2,3,4,5].map((s) => ( ))}

{review.text}

{review.author}

{review.source}

))}

{/* CTA / PRE-APPROVAL FORM */}

Get Started

Ready to Get Pre-Approved?

Fill out the form below. Ryan or Steve will reach out within one business day with your personalized pre-approval strategy. No credit pull required to start the conversation.

Complete Loan Application SCHEDULE A CONSULTATION

Fast, secure, and completely free. Takes about 5 minutes. Or talk to us first — no pressure.

{/* FAQ */}

Common Questions

First-Time Buyer FAQ

{faqs.map((faq, i) => (

{faq.a}

))}

{/* TEAM TOOLBOX HEADER */}

Exclusive Resources

Team Toolbox

{/* HOME SEARCH PORTAL */}

{/* Heading + paragraph */}

For Home Shoppers

Search Every Listing
In Real Time.

Browse every active listing in North Central Indiana — updated instantly from the MLS. Save favorites, schedule showings with Elise Maxwell, and receive alerts when new homes hit the market that match your criteria.

{/* AI Card: mobile order-1 (after paragraph), desktop row-span-2 */}

AI Powered Home Search

Privacy-first. Invite-only access from trusted professionals.

{[ 'AI-powered property search', 'Private & secure browsing', 'Direct connection to your team', 'Real-time market insights', ].map((item, i) => (

{item}

))}

{/* Buttons + trust badges: mobile order-2 (after card) */}

COMPLIMENTARY ACCESS

{/* HOME EQUITY ANALYSIS */}

{/* Country Home Background */} {/* Candlestick Chart Overlay */}

For Existing Homeowners

Know Your Home's Worth
Every Month.

Get a comprehensive home equity analysis powered by AI and real-time market data. Each month, receive a personalized report showing your estimated home value, equity position, neighborhood trends, and financing opportunities — delivered straight to your inbox.

COMPLIMENTARY ACCESS

Elise Maxwell & The 2 Mortgage Guys